My Approach to Finding You Your Dream Home
Buying a home represents unique challenges. That is why you need an experienced and Certified Buyer's Agent (ABR) that is familiar with the many areas of Scottsdale and Phoenix Metropolitan. I will walk you thru the overwhelming options and unrealistic expectations in this Buyer's Market. Together we will find your dream home, I will guide you toward the best solutions and I will negotiate on your behalf. I assist you in every step of the transaction until successful Close of Escrow (COE). I am your Realtor of choice as your Certified Buyer Agent, hire me.
Tips to buying a home in Arizona
There is an important first step that veteran and first time buyers must follow prior we start looking at properties. You must get qualified for your loan. I can recommend loan officers to pre-qualifiy you, if you don’t have your own. This is a very important first step when buying a home or investment property. This process will inform you of the lenders requirements and which type of loan you qualify for (30 years fix, Interest Only, etc).
- The next step is to determine the features of your future home and your preferred area. Together we will narrow down our search to your perfect place to call home.
- Love at first sight needs to be revisited. We will look at different communities and properties in the area of your choice. If you are new in Scottsdale and Phoenix Metropolitan, I will guide you to the best area that suits your lifestyle.
- Now that we found the area and the community where the home is located, I suggest you drive the neighborhood at different time of the day. If you see people outside, stop by and ask questions is the best way to learn about the neighborhood. Of course, I am here to answer any questions you may have.
- I'll make suggestions on how to make the house your home. A coat of paint and cleaning up the yard go a long way. Don't let a great property scare you away because of little maintenance.
- As your Realtor in Scottsdale and Phoenix, I will assist you determine the "fair market value" of the property.
- Once we find your dream home or investment property that meet your needs, we make an offer. A purchase contract is submitted and negotiated, as needed, while keeping your best interests in the forefront.
- Escrow is opened at the Title Company.
- Within the first 10 days - An appraisal is ordered, you interface with the lender, a home inspection and termite inspection is ordered and completed.
- More negotiating may be needed, and I am here for you.
- Within 3 days of closing, you will sign the escrow documents.
- Escrow closes within 30 days after contract is accepted.
- Congratulations and Welcome Home!
How You Can Help Me Help You
- Pre-qualify for your loan.
- Determine the amount you plan to use for a down payment.
- Check to make sure your credit report is clean.
- Determine the price range that you wish to purchase in while keeping in mind the boundaries of what you pre-qualified for.
- Consider the school district. Even if it is not an immediate need for your family it is important for you to consider for re-sale value?
- Determine the distance you are willing to commute for your employment.
- Think about the size of the home and the size of the yard you may need or are willing to care for.
- Consider your surroundings. Do you want to live in an urban environment? Be close to parks, schools, freeways for commuting, etc?
- Compare the number of bedrooms, bathrooms, common living spaces that works for your family now and what you need to change.
- Contemplate any special needs for your lifestyle. Do you want to have one or two stories? Does this help give privacy to multiple family members? Does it hinder access to older family members? Do you need an RV gate or just extra space in the garage for an additional vehicle?
Carmelle Bernier, your Certified Buyer Agent, and Residential Expert in Scottsdale and Phoenix since 1995. No obligation, contact me, I'll answer your questions.
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